Privacy Policy

1. Introduction

Pawnebegui ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website pawnebegui.com or use our financial planning services.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide, including:

• Name and contact information (email, phone, address)
• Financial information for planning purposes
• Employment and income details
• Investment preferences and risk tolerance
• Age, family status, and retirement goals

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and browser information
• Pages visited and time spent on our site
• Referring website or search terms
• Device and operating system information

3. How We Use Your Information

We use the collected information for the following purposes:

• Providing financial planning and advisory services
• Creating personalized retirement strategies
• Communicating about our services and market updates
• Complying with legal and regulatory requirements
• Improving our website and services
• Sending newsletters and marketing materials (with consent)

4. Information Sharing and Disclosure

We do not sell or rent your personal information. We may share your information in the following circumstances:

• Service Providers: With trusted third parties who assist in our operations
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, sale, or transfer of assets
• Consent: With your explicit permission

5. Data Security

We implement appropriate security measures to protect your personal information, including:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and updates
• Limited access to personal information on a need-to-know basis
• Secure storage and backup procedures

6. Your Rights Under GDPR

As a UK resident, you have the following rights regarding your personal data:

• Right to Access: Request copies of your personal data
• Right to Rectification: Correct inaccurate personal data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Transfer your data to another service
• Right to Object: Object to certain processing activities

7. Cookies and Tracking

Our website uses cookies to enhance your experience. We use:

• Necessary Cookies: Essential for website functionality
• Analytics Cookies: Help us understand website usage
• Marketing Cookies: Used for personalized advertising

You can manage your cookie preferences through our cookie settings or your browser settings.

8. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal and regulatory requirements
• Resolve disputes and enforce agreements

Typically, we retain client information for 7 years after the end of our professional relationship.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: